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Financial Wisdom and Ethical Integrity

In a world dominated by money and debt, it has become increasingly essential to cultivate financial wisdom alongside ethical integrity. If it’s hard for us to do it, how much more for our children? We thank Joyce Wilson, our...

Beware of Inferior Mortgage Refinance Offers from Your Original Lender

In case you haven’t heard, there’s talk of a “refinance boom” as soon as 2025. Yes, you read that right.While it seemed like high mortgage rates were going to spoil the party for a long time, things can change...

Now Rolling Out: SoFi + Zelle®

We’ve read your posts and comments, and we know that Zelle® is one of the most requested features on the SoFi app.  We’re excited to share that starting today, we’re beginning to roll out Zelle® with SoFi Checking &...

Should You Consider a Loan to Pay Off Credit Cards?

If you are drowning in credit card debt, it may be worth considering a loan to help alleviate your financial burden. Taking on more debt may seem counterintuitive, but a well-managed loan is a strategic move to pay off...

Introducing NCLC’s Student Loan Toolkit

Whether you are just starting your student loan journey or have been dealing with student loan debt for decades, you can use NCLC’s newly created Student Loan Toolkit to help you take charge of your student loan situation and...

Homespire Mortgage Congratulates 2023 Chairman’s and President’s Club Honorees

We are thrilled to share the announcement of the 2023 Homespire Club Honorees. In a tough year, this group of outstanding sales professionals has met the most demanding criteria, positioning themselves as leaders in their communities. Achieving this distinguished...

Landlords face £11,000 higher CGT bill if rumours true – Mortgage Strategy

The average landlord would be £11,000 worse off if the Chancellor opts to increase capital gains tax rates in line with income tax rates, research by Quilter has found. Rachel Reeves is believed to be considering the move as...

Funding your ambitions with a business loan

Small and medium-sized enterprises (SMEs) are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 61% of all private sector employment. However, the Federation of Small Business has reported that...

The Potential Dangers of Central Bank Digital Currencies

Central Bank Digital Currencies (CBDCs) are digital versions of a country’s fiat or paper currency, issued and regulated by the central bank. Unlike cryptocurrencies like Bitcoin, which are decentralised and often operate independently of any state, CBDCs are centralised...

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