Rebecca Pifer, a former dental analyst for Blue Cross Blue Shield of North Carolina, filed a lawsuit under the Employee Retirement Income Security Act (ERISA) against Lincoln Life Assurance Company of Boston to recover long-term disability benefits.Note: Lincoln Life...
In a David versus Goliath battle with Unum, one of the nation’s largest disability insurance providers, our client, a 59-year-old physician, achieved a landmark victory, securing her rightful long-term disability benefits. Our client’s journey exemplifies resilience in the face...
Life is filled with unexpected twists and turns, and no one is immune to the possibility of disability due to illness or injury. When your ability to work is compromised, your financial stability becomes a major concern. Disability income...
4. Ignoring the Impacts of Financial Changes
As a physician, your income rises as you progress further in your career. The cost of living also goes up consistently, and the monthly benefit you choose now will buy even less in...
If you’ve recently been injured in an accident or you’ve become disabled in a way that you’re unable to work, you’re entitled to file for a Social Security Disability claim. It’s likely that you’ve never gone through the process...
With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers of long-term disability insurance plans in the United States.
They also, like many large insurers, have...
The Residual Functional Capacity (RFC) assessment plays a critical role in determining eligibility for Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits. This assessment evaluates what kind of work a person can perform despite their limitations caused...
If you’ve received a denial of your long-term disability (LTD) claim, you may be considering appealing the decision. While it’s a daunting process, the good news is that you don’t have to hire a lawyer in your home state...